Retirement Planning in Athens, GA

Helping You Build a Clear Path to Financial Freedom

At Arch Financial Planning, we provide comprehensive retirement planning services for individuals, families, and business owners across Athens, Georgia, and beyond. Whether you’re a busy professional, nearing retirement, or already enjoying your golden years, our fiduciary financial advisors are here to help you make informed financial decisions with confidence and clarity.

We are a Registered Investment Adviser (RIA) and our founder is a Certified Financial Planner™ professional, meeting the highest standards set by the CFP Board of Standards, including ongoing certification requirements. Our mission is to act in our clients’ best interests, helping you align your financial goals with a customized investment strategy and long-term vision for your financial future.

You’ve built your nest egg—now we help you turn it into a retirement paycheck you can count on.

– Cecil Staton, CFP®

What We Offer: Retirement Planning Services

Our holistic approach to retirement planning is tailored to your unique situation. We understand that retirement is more than just a number—it’s about creating a financial plan that provides peace of mind for decades to come.

1. Personalized Financial Plans

We begin with a deep understanding of your financial situation, cash flow, goals, and risk tolerance. Your retirement plan will include:

• Projections for income needs and asset allocation

• Recommendations for tax planning and estate planning

• Real estate considerations

• Social Security and Medicare optimization

• Planning for healthcare and long-term care costs

2. Investment Portfolio Management

We create and manage a globally diversified investment portfolio built to weather changing market conditions. Our strategies include:

• Low-cost mutual funds and ETFs

• Tax-efficient investment products

• Ongoing rebalancing and risk management

• Coordination with your existing accounts, such as 401(k), IRA, and brokerage accounts

3. Guidance on Retirement Transitions

From identifying your ideal retirement age to helping you understand how and when to draw income, our advisors help you make the most of:

• Social Security claiming strategies

• Rollover and distribution planning

• Managing retirement income across accounts

• Legacy planning and charitable giving