Financial Planning and Investment Management
For Optometrists
We’re a CERTIFIED FINANCIAL PLANNER™, helping optometrists lower taxes, invest smarter, and achieve financial independence.
Your Financial Exam
As an optometrist, you dedicate your career to patient care, but when it comes to your own financial future, do you have a clear vision? Between managing student loans, running a private practice, and planning for retirement, the financial needs of optometrists are unique and require specialized expertise. That’s where we come in.
At Arch Financial Planning, we provide comprehensive financial planning and wealth management services tailored specifically for optometric practice owners and independent contractors. Whether you’re navigating business finances, tax planning, or long-term retirement goals, our advisory services help you make the best financial decisions for the long run.
Why Optometrists Need Specialized Financial Planning
Optometrists face unique financial obligations. Unlike other medical professionals, optometry students often must start, buy, and grow practices to increase their income. Whether you’re in your first year of practice or scaling an established optometry practice, having a financial representative who understands the bottom line of optometric business owners can make all the difference.
About
What to Expect
- Optometry-Focused Expertise: Unlike generic financial advisors, we specialize in working with optometric practice owners, ensuring strategies that fit your unique profession.
- Comprehensive Financial Planning: We serve as your personal CFO, integrating with your CPA, wealth management, and financial data analysis to give you a holistic plan.
- Fiduciary Commitment: As an independent, fee-only advisory firm, we act in your best interest—not in the interest of a broker-dealer or third-party selling financial products.
What’s Included
Managing Student Loans
Proactive Tax Planning
Optometry-Focused Financial Planning
Tax-Efficient Investment Management
Practice Integrated Financial Planning
Retirement Planning
401(k) Plan Help
Key Areas We Help Optometrists With:
1. Managing Student Loans
Optometry school comes with significant financial burdens, and choosing the best way to tackle student loans is an important consideration. We analyze your balance sheets and cash flow statements to develop a repayment strategy that aligns with your financial goals, whether that means utilizing income-driven repayment, refinancing, or aggressive payoff strategies.
2. Tax Planning for Practice Owners
Tax planning is essential for optometric practice owners looking to minimize their tax liability and maximize profitability. We help you structure your business finances efficiently, offering strategies to optimize deductions, manage cash flow, and plan for estimated tax payments. While we don’t provide tax preparation services, we collaborate with your CPA to ensure your tax strategy aligns with your long-term financial goals.
3. Retirement Plans & Financial Independence
Planning for financial freedom requires more than just setting up a 401(k). We help optometric practice owners implement retirement plans that provide long-term benefits, from defined benefit plans to personal savings strategies, ensuring your financial independence for years to come.
4. Business & Estate Planning
Your optometry practice isn’t just a job—it’s a valuable asset. We assist in creating a solid business plan that accounts for major business decisions like expansion, sale of any security, or succession planning. Our estate planning services ensure that both your business and personal wealth are protected for the future.
5. Real Estate & Asset Protection
Whether you own your practice’s building or are considering real estate investments, we provide guidance on financing strategies, interest rates, and legal advice to maximize wealth accumulation while protecting against liability risks.
6. Wealth Management & Investment Strategies
Investment advice should be tailored to your specific financial needs and risk tolerance. As a SEC-registered investment advisory firm, we focus on long-term strategies to help optometrists grow and preserve wealth through diversified portfolios and market condition analysis.
Frequently Asked Questions
Can an optometrist be a millionaire?
Absolutely. Many optometrists achieve financial independence and even millionaire status through smart financial planning, strategic investments, and disciplined savings. Whether you own practices, work as an independent contractor, or are an employed OD, optimizing your income, reducing unnecessary costs, and making strategic business and investment decisions can help you reach your financial goals.
What financial services do you provide for optometrists?
We offer a full suite of financial planning services, including student loan management, tax planning, wealth management, retirement planning, estate planning, and business consulting for optometric practice owners.
How do I know if your financial planning services are right for me?
We offer a free consultation to assess your financial needs and goals. Whether you’re a new graduate, an established practice owner, or planning for retirement, we tailor our advisory services to help you make the best financial decisions for your specific situation.
Take the First Step Toward Financial Clarity
The presence of this website isn’t just for general information purposes—it’s here to help you take action. If you’re ready to take an extra measure of control over your financial future, schedule a free assessment with us today.
We work with optometrists across the country, from New York to California, ensuring accurate information and personalized financial strategies that align with your specific goals. Whether you need guidance on business finances, tax planning, or wealth management, our team is here to help.
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Arch Financial Planning, LLC is an Investment Adviser offering services in Georgia and in other jurisdictions where exempt from registration. All views, expressions, and opinions included in this communication are subject to change.