Financial Planning For Physicians 

Arch Financial Planning is a financial advisor serving physicians nationwide.


Financial Planning for Physicians

Are you a physician looking for the best way to achieve your personal finance goals? Navigating a healthy financial plan can seem like an intimidating task. However, it doesn’t have to be! You may employ different strategies, such as saving for retirement or creating estate plans for asset protection. At Arch Financial Planning, we specialize in helping physicians create comprehensive financial plans suited uniquely for them. With our personalized advice and solutions tailored specifically to your needs, Arch Financial Planning allows you to make strategic and informed decisions regarding your finances. We provide assistance with everything from debt repayment strategies and portfolio optimization guidance all the way up to retirement planning services tailored especially for physicians like yourself. Along with providing you clarity into the complexities of finance while keeping within the confines of tax law regulations, we can help build a foundation that will allow peace of mind today – and secure tomorrow’s prosperity. Take control of your financial future these days; let us help guide you on this journey!


Introducing Arch Financial Planning and its services tailored for physicians

As a physician, you’ve dedicated years of study and training to become a leader in your field. But with student loans and other financial obligations constantly looming, it can be tough to make the most of your income. That’s where Arch Financial Planning comes in. Our team is dedicated to helping physicians like you achieve your financial goals. From student loans to retirement planning, our services are tailored to your unique needs and circumstances. Let us help you take control of your finances and plan for a more secure future.

We work with attending physicians & private practice owners.

What is Arch Financial Planning – Overview of the company and what makes them unique

Arch Financial Planning is a company that specializes in creating unique financial plans to help their clients achieve their goals. They understand that each individual has different aspirations and tailor their services to reflect that. What sets Arch Financial Planning apart is its focus on medical professionals. With extensive knowledge of the nuances of the medical field, they are able to create customized financial plans that take into account the specific needs and challenges of this profession. Their dedication to their clients and expertise in financial planning makes them a valuable asset for anyone seeking to achieve their long-term financial goals.


We are a team of CERTIFIED FINANCIAL PLANNER™ professionals.


Benefits of Working With a Financial Planner – Advantages of having a dedicated financial planner to help you reach your goals

Are you struggling to manage your finances effectively? Seeking the guidance of a CERTIFIED FINANCIAL PLANNER can make all the difference in achieving financial independence. With a dedicated financial planner by your side, you can gain access to expert advice and personalized strategies that will help you reach your financial goals faster. From creating a realistic budget to building a sound investment portfolio, a financial planner can provide you with the tools you need to succeed. With their help, you can take control of your finances, improve your financial health, and enjoy greater peace of mind. So why wait? Start working with a financial planner today and unlock the many benefits of having a trusted financial advisor on your side.

Services Offered by Arch Financial Planning – Listing and description of the various services available

With Arch Financial Planning, clients can rest assured that they have a team of expert financial planners working for them. The company prides itself on providing comprehensive wealth management solutions and investment advice tailored to each client’s unique situation. From investment management to retirement planning, Arch Financial Planning has all the bases covered. Additionally, the company offers specialized services aimed at tackling one of the biggest financial challenges facing many Americans today: student loan debt. We take into account your risk tolerance to build your investment plan and help you purchase real estate. Physicians are high earners that require a unique investment strategy.


With Arch Financial Planning in your corner, you can take control of your finances and achieve the financial stability and freedom you deserve.

The Client Experience at Arch Financial Planning – Describing the process from start to finish, including how communication is handled virtually

At Arch Financial Planning, we understand that each client has their own unique financial challenges and goals. That’s why we make it our priority to provide a personalized client experience from start to finish. We begin by getting to know our clients on an individual level, understanding their financial needs and aspirations. From there, we work together to create a customized financial plan that is in their best interests. Throughout the process, we prioritize open communication, and we offer virtual meetings as a convenient way to stay in touch. Our goal is to ensure that our clients feel informed, supported, and confident in their financial decisions. At Arch Financial Planning, we believe that the best way to deliver exceptional service is by putting our clients first.

Who You Are

In Residency & Fellowship

We’ll design a custom student loan plan and help you get started on the right foot forward. You’ll receive a financial strategy, education, and implementation roadmap. 

For Attending Physicians

Should you go for PSLF or refinance your student loans? How does this impact your ability to purchase a home, save for college or buy into private medical practice?

For Practice Owners

How can you lower your taxes as a practice owner? Should you use a 401k and a cash balance plan? How do you juggle running your practice and personal finances?

Ready to Learn More?

We're Here to Help.

More Q&A with Cecil Staton, a Financial Planner for Physicians.

What conflicts of interest do you have?

We are a fee-only fiduciary financial planner serving physicians nationwide. As a fee-only financial advisor, we are only paid fees directly from our clients. We don’t earn commissions when you purchase term life insurance or other commissioned products typically sold by financial services firms. Our goal is to limit conflicts of interest and provide advice to your specific situation. 


What is the average physician retirement age?

As a physician, achieving financial security and freedom is a top priority. With the demanding and intense nature of the job, it’s important to plan for retirement early on. While there is no set retirement age for physicians, the overall average retirement age in the U.S. is around 65 years old. However, due to a high income and the potential for cash flow, many physicians are able to retire earlier and fully enjoy the fruits of their labor. Planning for retirement and ensuring financial stability can provide peace of mind and allow for a relaxing and fulfilling retirement.


Retired physicians that have achieved financial freedom typically need quality estate planning advice. While we don’t provide legal advice, we help physicians plan to transfer their mutual funds, retirement accounts, and sale of their medical practice. 

How much physician disability insurance is appropriate? 

For young physicians just starting out in their medical careers, risk management is crucial to their financial stability and success. Part of that risk management includes having the appropriate amount of disability insurance in case of an unexpected injury or illness that could prevent them from working. The question then arises, how much physician disability insurance is appropriate? This ultimately depends on the individual’s cash flow and financial obligations. It’s important to take a thorough look at one’s expenses and debts to determine the level of coverage needed to maintain their lifestyle and financial security and not rely solely on credit cards. The cost of not having enough disability insurance could be far greater than the cost of paying for it.


The key to achieving a secure financial future is planning and having the right guidance. With Arch Financial Planning’s personalized planning, physicians are given the necessary resources to achieve their dreams of a comfortable retirement. Having a trusted financial advisor that understands the unique needs of physicians can give them both clarity and confidence. At Arch Financial Planning, they offer multiple services that help physicians identify and manage risks while preparing for the unexpected and building wealth. With processes that are tailored for each situation, clients can be sure they are getting the most out of their plan. Furthermore, thanks to our virtual capabilities, technologies, and personalized approach over various time zones, clients enjoy efficient scheduling, prompt communication, and productive meetings. As a medical professional navigating through this complex world of financial decision-making, it pays to have the right team onboard. Although you may already know what questions need to be answered – such as what is the average physician’s retirement age or how much physician disability insurance I need – having reliable advisors such as those at Arch Financial Planning can make all the difference in running a successful practice and achieving your goals. To get started on mapping out your own financial plan today, schedule a call with Arch Financial Planning to learn more!


Are you recommended by the White Coat Investor?

While there are a few great financial professionals & tax professionals listed on his website, the good news is that many of the best financial advisors have chosen not to advertise on that platform. We have chosen not to support a platform that offers a course to help physicians build a comprehensive financial plan but advertises the course as though healthcare professionals shouldn’t seek financial advisory services due to lack of value. We believe every attending physician and practice owner’s individual situation can be tailored through our planning process. 

Ready to Learn More?

We're Here to Help.

Mailing Address

196 Alps Rd
STE 2-141
Athens, GA 30606

Arch Financial Planning, LLC is an Investment Adviser offering services in Georgia and in other jurisdictions where exempt from registration. All views, expressions, and opinions included in this communication are subject to change.