See how we bring your taxes, retirement income, investments, and legacy planning together into one fully integrated strategy.

Complete the short questionnaire to help us understand your situation. If our process appears aligned with what you’re looking for, you’ll be able to schedule a prospect call.

Start the Questionnaire

In the meantime, please take a look at our typical onboarding process below.

We Do Our Best Work With

Start by sharing a few details about your goals, financial situation, and what prompted you to reach out.

This helps us understand what you’re looking for before the first call.

If your situation appears aligned with our services, you’ll be able to schedule a short introductory call.

The goal is simple: learn more about what you’re looking for, answer initial questions, and see whether our process would be helpful.

No pressure. No sales pitch. Just a conversation.

If it makes sense to continue, we’ll schedule a more detailed meeting to better understand your goals, review how we work, and discuss where we may be able to add value.

From there, you’ll have a clear understanding of the next steps before deciding whether to become a client.

What We Help Coordinate

Financial planning is rarely about one isolated decision. We help bring the major pieces together, including:

• Retirement income planning
• Tax planning and Roth conversion strategy
• Investment management
• Portfolio transitions and tax-efficient investing
• Social Security and Medicare decisions
• Estate planning coordination
• Insurance review
• College funding and education planning
• Business owner and practice owner planning
• Student loan repayment strategy when relevant
• Coordination with your CPA, attorney, or other professionals

Once you become a client, our work is not limited to an annual meeting or a portfolio review.

We help you stay organized, make smart decisions, and adjust your plan as life changes.

As a client, you can expect:

• A dedicated relationship with a CFP® professional
• Proactive planning around taxes, investments, retirement, and major decisions
• Regular meetings throughout the year
• Ongoing portfolio monitoring and rebalancing
• Tax-loss harvesting when appropriate
• Access to your financial plan and performance dashboards
• Guidance between meetings when questions come up
• Coordination with your CPA, attorney, or other advisors

Our goal is to be the financial thinking partner you call before making big decisions.

Apply to become a client!

We start with a free 20-minute call to explore your needs and answer your questions. There’s no commitment—just a chance to see if we’re the right advisor for you.

We deliver comprehensive, high-touch financial planning and investment management tailored for high-income professionals and retirees. Our services include:

• Cash flow, retirement, and tax planning

• Investment portfolio strategy and transition support

• College funding and education planning

• Estate planning, insurance, and legacy protection

• Social Security, Medicare, student loans, and other life‑stage support

• Ongoing collaboration and proactive financial strategy

We offer transparent, value-based pricing, typically aligned with assets under management. Like other fiduciary firms, our fees usually start around 1% and taper as assets grow. We’re happy to provide personalized fee details during our pre-onboarding meeting. There are no hidden costs and no commissions.

Not at all. While we’re located in Athens and happy to meet in person, we serve clients virtually across the country with the same responsive, tech-enabled experience.

You’ll work directly with Cecil Staton, who is your dedicated CFP® professional and supported by our trusted team. We believe in consistent, personal relationships—not bouncing you between generalists.

Absolutely. We are fee-only (this is rare!) and our goal is to always act in your best interest (extremely rare!), putting your financial goals and well-being above all else.

We partner with reputable, independent custodians—such as Charles Schwab—so your investment accounts remain in your name. We only manage according to your authorization, and never earn commissions on assets held.

A financial planner brings peace of mind, clarity, and the “financial thinking partner” you need to navigate complexity and seize opportunity—without navigating tax laws or portfolio decisions alone.

Apply to become a client!

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Arch Financial Planning, LLC is an Investment Adviser offering services in Georgia and in other jurisdictions where exempt from registration. All views, expressions, and opinions included in this communication are subject to change.